Fitness AI Heart Rate Zone Calculator Tool FitnessAI
✨ Karvonen Formula

Karvonen Heart Rate Zone Calculator

Optimize your training. Calculate your target heart rate zones for Fat Loss (Zone 2), Endurance, and VO2 Max using medical-grade logic.

Max Heart Rate: 0 bpm

Why Standard Calculators Fail

For decades, the fitness industry relied on the simple formula 220 - Age to estimate Maximum Heart Rate (MHR). While easy to remember, this method is fundamentally flawed for anyone who isn't strictly "average." It ignores a critical variable: your Cardiovascular Efficiency.

The Precision of the Karvonen Formula

At Fitness AI, we utilize the Karvonen Formula, widely regarded by sports scientists and exercise physiologists as the gold standard for defining training intensity. Unlike basic calculators, this method incorporates your Resting Heart Rate (RHR), which is a direct indicator of your heart's stroke volume and overall health.

The formula is: Target HR = ((Max HR − Resting HR) × %Intensity) + Resting HR

By using your Heart Rate Reserve (HRR)—the range between your resting pulse and your maximum capacity—we can prescribe training zones that scale with your fitness level. As you get fitter, your RHR drops, your HRR increases, and your training zones automatically adjust to keep you progressing. This is crucial for avoiding plateaus in weight loss and endurance.

Why Heart Rate Training Matters

Training by "feel" (RPE) is subjective. Training by heart rate is objective biological data. Whether you are training for a marathon, trying to lose fat, or improving your VO2 Max, staying in the correct zone ensures you are stimulating the specific energy system required for that adaptation.

Decoding the 5 Training Zones

Training "harder" isn't always better. Elite athletes spend 80% of their time in lower zones to build capacity. Understanding these zones is key to using our Workout Planner effectively.

  • Zone 1 (50-60%): Active Recovery.
    Used for warming up or flushing out lactate after a hard session. You should be able to hold a full conversation effortlessly. Ideally done on rest days or between HIIT sets.
  • Zone 2 (60-70%): The Fat Burning Base.
    The "Sweet Spot." Training here improves mitochondrial density and teaches the body to use fat as its primary fuel source (Lipolysis). This builds your aerobic engine without accumulating systemic fatigue. It is highly recommended to fuel these long sessions using our Macro Calculator.
  • Zone 3 (70-80%): Aerobic Capacity.
    Often called the "Grey Zone." It’s harder than Zone 2 but not hard enough to trigger anaerobic adaptations. Useful for tempo runs but shouldn't be the bulk of your training as it carries moderate fatigue.
  • Zone 4 (80-90%): Lactate Threshold.
    Here, you begin producing lactate faster than your body can clear it. Training here hurts. It improves your ability to sustain high-intensity efforts (like a 5k race pace).
  • Zone 5 (90-100%): VO2 Max.
    Pure anaerobic power. Can only be sustained for seconds or minutes. Critical for sprinters and explosive athletes. This places high stress on the CNS and requires significant recovery.

Expert Insights & FAQ

Q: How do I accurately measure Resting Heart Rate?
The best time is immediately after waking up, before you sit up in bed or check your phone. Find your pulse at your neck or wrist, count for 60 seconds. Do this for 3 consecutive days and take the average. Alternatively, use a smart watch data average.
Q: Why is Zone 2 trending so much?
Zone 2 allows for high-volume training with low fatigue. It improves metabolic flexibility—the ability to switch between burning fat and carbs. This is crucial for both longevity and marathon performance.
Q: Does a higher Max HR mean I'm fitter?
No. Max Heart Rate is largely genetic and decreases with age. It is not a measure of fitness. However, how quickly your heart rate recovers after exercise (Heart Rate Recovery) is a strong indicator of cardiac health.
Q: Can medications affect my zones?
Yes. Beta-blockers, for example, lower your heart rate artificially. If you are on medication, the "Perceived Exertion Scale" (RPE) might be a better tool than heart rate tracking. Consult your doctor before starting any program.